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HAIL HAVOC: EXTREME WEATHER LOSSES SURGE IN 2025

22 April 2026
Australia has experienced a sharp escalation in extreme weather losses in 2025, with insured damage jumping to $4.8 billion — a staggering 700% increase on the prior year. Queensland has borne the brunt of the damage, accounting for more than $4 billion of total insured losses. Four major extreme…

LITHIUM‑ION BATTERIES IN STRATA: NO LONGER A MINOR BY‑LAW ISSUE

21 April 2026
Action Insurance Brokers insures a wide range of residential, industrial and commercial strata complexes across Australia. One emerging risk is now appearing consistently across all of them: e‑bikes and e‑scooters powered by lithium‑ion batteries. What was once an awkward strata nuisance — an e‑bi…

WHY HOME INSURANCE AFFORDABILITY IS BECOMING A SERIOUS ISSUE

16 April 2026
In parts of Australia, home insurance is becoming increasingly expensive — and in some areas, unaffordable. This issue is no longer isolated. It is concentrated in flood‑, cyclone‑ and bushfire‑prone regions and is expected to worsen as climate risks intensify. Estimates suggest around 15% of hous…

WHY E‑BIKE CLASSIFICATION CHANGES MATTER FOR ROAD USERS AND INSURERS

16 April 2026
Proposed reforms in Queensland aimed at cracking down on illegal and high‑powered e‑bikes and e‑mobility devices have been welcomed by insurers, with calls for similar measures to be adopted across Australia. Under the proposed changes, e‑mobility devices capable of exceeding 25km/h would be recla…

WA CYCLONE DAMAGE HIGHLIGHTS WHY CLAIMS PREPAREDNESS MATTERS

16 April 2026
Communities across Western Australia’s North West Cape are beginning the difficult task of assessing the damage left behind by Tropical Cyclone Narelle, the most significant storm to impact the state since Cyclone Seroja in 2021. Towns such as Exmouth, the gateway to the Ningaloo Marine Park, have…

WHY “TIME” IS BECOMING A MAJOR COST IN INSURANCE CLAIMS

16 April 2026
Many people assume claims costs rise mainly because materials are expensive or supply chains are disrupted. While those pressures have eased in some areas, a quieter issue is now having a big impact on claims outcomes: the shortage of skilled repair trades. In particular, a lack of tilers, bricklay…

DISTRACTED DRIVING: IT’S NOT JUST YOUR PHONE THAT PUTS YOU AT RISK

13 March 2026
Distracted Driving: It’s Not Just Your Phone That Puts You at Risk Most drivers are aware that using a mobile phone behind the wheel is dangerous — and in many cases illegal. But recent research shows that everyday in‑car activities, such as eating, drinking, or reacting to noise from passengers…

Cyber Insurance: A Growing Risk for Australian Businesses

27 February 2026
Cyber risk is no longer just an issue for large corporations or technology companies. Australian small and medium‑sized businesses are now one of the primary targets for cyber criminals. Recent Australian industry data shows that around 75–80% of SMEs do not currently hold cyber insurance, despite…

Why Management Liability Insurance Is No Longer Optional for Business Owners

23 February 2026
Running a business today involves far more personal risk than many directors, managers and business owners realise. Even when decisions are made in good faith, allegations of wrongdoing can still result in costly legal action — and those costs often fall personally on the people running the busines…

Free Client Services Available Through Action Insurance Brokers (AIB)

23 February 2026
As a client of Action Insurance Brokers (AIB), you receive access to a range of additional services and tools at no extra cost, designed to strengthen your risk position, improve insurance outcomes and provide strong support when claims arise. 1. Claims Advocacy & Support AIB provides proacti…