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NSW WORKERS COMPENSATION – KEY CHANGES AHEAD (2026 UPDATE)

19 June 2026
The NSW Government has passed significant reforms to the Workers Compensation scheme, with most changes expected to take effect from 1 July 2026. These changes represent a tightening of the scheme—particularly around psychological injury claims—and will impact employers, workers and how claims are…

HIDDEN RISK IN YOUR HOME – FLEXI HOSES

18 May 2026
A small, inexpensive plumbing fitting found under most kitchen and bathroom sinks is now a leading cause of home insurance claims in Australia. Flexible braided hoses (commonly called “flexi hoses”) typically cost less than $20, but when they fail, the damage can be significant. Recent insurer dat…

ELECTRIC VEHICLES ARE DRIVING UP CLAIM COSTS – AND PREMIUMS ARE FOLLOWING

04 May 2026
The rapid growth of electric vehicles (EVs) on Australian roads is starting to have a clear impact on motor insurance premiums, as insurers face higher and more complex claim costs. Actuarial firm Taylor Fry has highlighted that EV claims are generally more expensive to settle than those for tradi…

CYBER BREACHES ARE RISING — WHAT AUSTRALIAN BUSINESSES NEED TO KNOW

24 April 2026
Cyber incidents continue to escalate in both scale and impact across Australia, highlighting why cyber risk is now a mainstream business issue — not just an IT concern. Recent analysis shows that Australia recorded an estimated 1.1 million leaked user accounts in the first quarter of 2026, ranking…

SUPPLY CHAIN DISRUPTION: WHY YOUR INSURANCE NEEDS A SECOND LOOK

23 April 2026
Supply chain disruption is no longer a headline risk — it’s a daily reality for many businesses. Manufacturers are waiting longer for imported components, retailers are absorbing rising freight costs, and construction timelines are stretching due to ongoing material shortages. Geopolitical conflic…

HAIL HAVOC: EXTREME WEATHER LOSSES SURGE IN 2025

22 April 2026
Australia has experienced a sharp escalation in extreme weather losses in 2025, with insured damage jumping to $4.8 billion — a staggering 700% increase on the prior year. Queensland has borne the brunt of the damage, accounting for more than $4 billion of total insured losses. Four major extreme…

LITHIUM‑ION BATTERIES IN STRATA: NO LONGER A MINOR BY‑LAW ISSUE

21 April 2026
Action Insurance Brokers insures a wide range of residential, industrial and commercial strata complexes across Australia. One emerging risk is now appearing consistently across all of them: e‑bikes and e‑scooters powered by lithium‑ion batteries. What was once an awkward strata nuisance — an e‑bi…

WHY HOME INSURANCE AFFORDABILITY IS BECOMING A SERIOUS ISSUE

16 April 2026
In parts of Australia, home insurance is becoming increasingly expensive — and in some areas, unaffordable. This issue is no longer isolated. It is concentrated in flood‑, cyclone‑ and bushfire‑prone regions and is expected to worsen as climate risks intensify. Estimates suggest around 15% of hous…

WHY E‑BIKE CLASSIFICATION CHANGES MATTER FOR ROAD USERS AND INSURERS

16 April 2026
Proposed reforms in Queensland aimed at cracking down on illegal and high‑powered e‑bikes and e‑mobility devices have been welcomed by insurers, with calls for similar measures to be adopted across Australia. Under the proposed changes, e‑mobility devices capable of exceeding 25km/h would be recla…

WA CYCLONE DAMAGE HIGHLIGHTS WHY CLAIMS PREPAREDNESS MATTERS

16 April 2026
Communities across Western Australia’s North West Cape are beginning the difficult task of assessing the damage left behind by Tropical Cyclone Narelle, the most significant storm to impact the state since Cyclone Seroja in 2021. Towns such as Exmouth, the gateway to the Ningaloo Marine Park, have…