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Introducing "Commercial Legal Protection" Insurance

26 June 2025

We are excited to introduce our new insurance product, Commercial Legal Protection Insurance, designed specifically to safeguard your business against unexpected legal challenges. This comprehensive coverage ensures that your business can navigate legal disputes without the burden of crippling costs.

What Does Commercial Legal Protection Insurance Cover?

Commercial Legal Protection Insurance provides financial coverage for a wide range of legal issues that businesses may face. Here are some key areas it covers:

  • Contractual Disputes: Defence or pursuit of claims related to your core business activities.
  • Legal Advice Helpline: Immediate access to professional legal advice for various legal matters.
  • Generous Limits: Up to $100,000 per claim, with a $250,000 aggregate.
  • Landlord Disputes & Third-Party Damage: Practical protections for everyday issues.
  • Restrictive Covenant Pursuit: Helps enforce your employment and contractual rights.
  • Tax Audit Cover: Comprehensive support during ATO investigations.
  • Debtor Recovery: Assistance to recover what’s owed, quickly 

Why Choose Commercial Legal Protection Insurance?

While public liability and professional indemnity insurance are essential for protecting your business, they do not cover all potential legal risks. Here's why Commercial Legal Protection Insurance is an invaluable addition:

  • Public Liability Insurance: This covers claims made against your business for injury or damage to third parties or their property. However, it does not cover legal disputes related to contracts, employment, or tax audits.
  • Professional Indemnity Insurance: This protects against claims of negligence or mistakes in the professional services you provide. It does not cover broader legal issues such as landlord disputes, debtor recovery, or restrictive covenant enforcement.

Commercial Legal Protection Insurance fills these gaps by providing coverage for legal costs and potential liabilities associated with various legal disputes or issues faced by businesses. This ensures that your business can seek legal recourse or defence without the financial strain of high legal costs 

For more information or to get a quote, please contact your Action Insurance Brokers account manager or email This email address is being protected from spambots. You need JavaScript enabled to view it..