Please click here to read important information on the Photographers Insurance Questionnaire

Period that cover is required for:

Please advise the estimated turnover / wages of your business for the next 12 month period?

Note – a hold harmless or indemnity agreement is whereby one party assumes the liability risks of
another party under contract. Your public liability policy is to cover your legal liability & no one
else’s, therefore claims arising from these agreements are excluded. In some circumstances, your
policy can be amended to include cover for these agreements providing your Insurer can review
them & agree to their content. If you sign these agreements without first referring them to your
Insurer, you may not be covered in the event of a claim.

Note – the above extension only operates if you are negligent in causing the loss or damage to the
property in your care, custody or control. There can be situations where you have hired or
borrowed other people’s property, & such property is lost or damage not as a result of your
negligence. However, you may still be responsible for compensating the owner for their loss. In
these circumstances, it would be prudent not to rely on the above extension on it’s own but also
insure the hired or borrowed property under a General property insurance policy, which will
operate regardless of fault or negligence.

Will your activities include the use of any of the following:

We recommend the following other insurances and ask that you contact our office if
you would like further information on any of these including quotations:-

DECLARATION

I/We hereby declare that the information provided by me/we in this questionnaire is true and correct and that I/we have read and understand the Important Notices at the start of this questionnaire. I/We also agree that this questionnaire can be used as the proposal of insurance and therefore the the basis of the contract of insurance between me/we and the underwriter, if so approved by the underwriter.